Protect

HSBC Ruby Global Life Insurance Plan

Safeguard your business and your legacy with life protection insurance that can also be used as valuable employee benefits.

Business protection is of paramount importance

In today’s ever-changing environment, business protection is vital to safeguarding your company against unexpected risks and keeping the business running smoothly. That’s why you need flexible and practical business insurance solutions that are right for you.

Introducing HSBC Ruby Global Life Insurance Plan, a solution specially for HSBC Commercial Banking customers, where we provide coverage including keyman protection, business succession planning and employee benefits.

Key features and benefits

Life-long protection:

  • Evolving coverage up to age1 99 :
    • If the Life Insured dies during the first 15 policy years, a Death Benefit amount equivalent to the higher of 100% of the Sum Insured or Guaranteed Cash Value; plus non-guaranteed Special Bonus ; and
    • If the Life Insured dies anytime after the first 15 policy years, a Death Benefit amount equivalent to the higher of 50% of the Sum Insured or Guaranteed Cash Value; plus non-guaranteed Special Bonus.

Affordable entry level:

  • Minimum Sum Insured starts as low as US$400,000.

Flexible term of Change of Life Insured2:

  • Allows a maximum of 3 times in Change of Life Insured2 under corporate policies for business-succession planning.

Please see product summary, important notes and key risks in the product brochure (PDF, 4.38MB) . For more details about participating policy, please refer to policy dividend leaflet (PDF, 91KB) for participating products.

How it works?

Watch the video and learn more about how life insurance can help to retain talent and support your business growth.

More information

We are here to support you to protect your business. Please contact your Relationship Manager, Insurance Sales Manager or visit HSBC Business Centre for further details.

HSBC Ruby Global Life Insurance Plan is a whole life insurance plan with a savings element. It is underwritten by HSBC Life (International) Limited (“the Company”). The Company is incorporated in Bermuda with limited liability, and is one of the HSBC Group’s insurance underwriting subsidiaries. The Company is authorised and regulated by the Insurance Authority (“IA”) to carry on long term insurance business in the Hong Kong SAR. The Hongkong and Shanghai Banking Corporation Limited (referred to as “HSBC”) is an insurance agency authorised by the Company. The plan is a product of the Company but not HSBC and it is intended only for sale through HSBC in the Hong Kong SAR.

Call us on

+852 2748 8238

Please contact your Relationship Manager or Insurance Sales Manager for further details.

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