Financing & Credit Cards

Sustainable Financing Programme

Supporting businesses towards a low-carbon economy

Business Instalment Loan

A fast and simple financing solution for SMEs.

InnoTech Business Instalment Loan

Empower you with fast and simple financing solutions to adopt digital transformation.

Special 100% Loan Guarantee under the SFGS

The Special 100% Loan Guarantee financing solution provided by HKMC Insurance Limited (HKMCI)

90% Guarantee Product under the SFGS

A 90% Guarantee Product under the SME Financing Guarantee Scheme provided by the HKMCI.

80% Guarantee Product under the SFGS

A 80% Guarantee Product under the SME Financing Guarantee Scheme provided by the HKMCI.

Business Integrated Account Secured Credit Facility

Assets in your Business Integrated Account now give you additional flexibility to meet emergency cash need.


An instant and flexible access to cash helping you to manage cash flow fluctuations when needed.

Business Property Financing

Financing your acquisition of business premises.

Equipment Finance

Help financing your capital investment.

Profits Tax Loan

Financing solutions for Profits Tax payments tailored for SMEs.

HSBC Business Mastercard®

Provides you with flexible payment options and the added bonus of having HSBC Business MasterCard in your wallet.

RMB Business Card

Offers business travel privileges in mainland China and across the border with no additional foreign currency transaction fees.

Corporate MasterCard

Provides you with an all-inclusive package that gives your company financial control and flexibility to manage business travel and entertainment expenses successfully.

HSBC Platinum Purchasing Mastercard®

Provides you with an effective and powerful purchasing solution for re-engineering and streamlining corporate purchasing processes and enhances your competitive edge.

Virtual Card

As more daily operations go online, virtual payments have become not just a trend, but a channel to reduce the hassle of manual processes. Introducing HSBC Virtual Card, an innovative business-to-business (B2B) payment solution to help you facilitate payments without a physical card.