Payments and Liquidity

Idle cash should not sit still. Manage liquidity across 40+ markets with HSBC and turn global cash visibility into faster, smarter decisions in real time — powered by HSBC’s global network and evolving Liquidity, Account and Investment Solutions enabling your businesses across diversified sectors, industries and financial institutions.

Experience a new standard in digital money, combining speed with blockchain, and the security and reliability of a global bank.

HSBC Digital Merchant Services is an all-in-one solution that rebuilds the world of digital payment collection. With a single provider, it resolves the complexities of managing multiple payment methods. This allows you to receive digital payments efficiently and optimise your cash flow. Expedite your business operations and focus on growing your business.

Growing internationally brings infinite opportunities.

Gives you full control of your finances with flexibility and reliability. Transact anytime, anywhere, with no annual fee and no handling fees for foreign currency transactions.

For PayMe users, paying your business is now just as easy as paying their friends!

An upgraded version that accepts PayMe payments and cross-border payments via PromptPay

HSBC offers real-time FX services^ with preferential rates via HSBCnet, Business Internet Banking and HSBC Business Express mobile app. For instance, you can use FX Order Watch* to set your target rate and have your currencies automatically converted. With added flexibility, your business can easily exchange foreign currencies or make cross-border payments.

A faster, simpler, cost-effective way of processing payments

Benefit from efficient and reliable overseas payments

HSBC’s leading network enables you to send and receive funds faster to/from your trading partners in Pearl River Delta (PRD) region. You could benefit from our network advantage and real-time preferential FX rates (including RMB).

Enables fast and efficient fund transfers to your valuable business partners located in the 8 major Asia Pacific countries/territories.

With our payment solution, take advantage of simple, fast and certainty of RMB transfers with your business partners in Mainland China.

Payment will be processed and sent on the same day

Enables companies to make payments to any HKD or RMB current or savings account with HSBC or other local bank for a specified amount on designated dates.

A secure, safe and alternate paper based method to transfer money.

e-Cheque is a new innovative service that will revolutionise the way you issue and deposit cheques.

Discover hassle-free bill payments and other benefits with HSBC Business Internet Banking.

Enables companies to collect bulk payments from any HKD or RMB current or savings account maintained at HSBC or other local bank for a specified amount on designated dates.

Xpress Collect is a courier banking service – a professional courier service provider collects your cheques and other banking documents from your designated location and delivers them to our banking centres for processing.

With Xpress Collect Cheque Service, you can have your cheques collected from your designated locations for same day processing without paying frequent visits to branches.

If your supplier has an HSBC account, you can pay them instantly (if you have cleared funds).

Simplify regular, fixed payments with this automated payment solution.