For 160 years, we have supported businesses at every stage of their journey. Our investment and protection solutions help businesses stay resilient, maximise surplus income, and create lasting commercial wealth.
Commercial wealth

Maximise opportunities for lasting commercial wealth
Investment
Unit Trusts
You can search for prices, fund types or fund houses, investment regions that you prefer online. Diversify your investments with our great range of Unit Trusts.
Certificates of Deposit
One of our lower risk investment opportunities with the option of a range of currencies, maturities and interest payment terms.
Bonds
Offered by governments, quasi-government bodies or large corporations. Bonds can offer you the security of a stable income through interest payments, and capital appreciation if bond prices move ups plus the potential for capital gains.
Real-time FX: Seamless Foreign Currency Exchange
HSBC offers real-time FX services^ with preferential rates via HSBCnet, Business Internet Banking and HSBC Business Express mobile app. For instance, you can use FX Order Watch* to set your target rate and have your currencies automatically converted. With added flexibility, your business can easily exchange foreign currencies or make cross-border payments.
Structured Investment Deposits - Digital Binary Deposit
Earn potentially higher return than normal time deposit if the chosen exchange rates move in line with your view.
Deposit Plus
HSBC Deposit Plus - Perfect for businesses that regularly convert funds from one currency to another and are seeking higher returns.
ESG Investing
ESG has become an increasingly important factor in the investment process. Discover the growth potential of ESG Investing.
Life Insurance
Keyman Protection
As a business principal, you need to have a contingency plan for unexpected issues such as the loss of a key employee.
Talent Retention
In a competitive market, it is crucial for you to manage your company’s wealth and retain talented employees via a range of benefits.
Continued Income
In a competitive market, it is crucial for you to manage your company’s wealth and retain talented employees via a range of benefits.
Business Loan Protection
As a business principal, you need to have a contingency plan for unexpected issues such as the loss of a key employee.
Business Succession
Excess capital will accumulate gradually as your business grows. It is time to consider the preservation and growth of your capital.
Legacy Planning
Excess capital will accumulate gradually as your business grows. It is time to consider the preservation and growth of your capital.
HSBC Life Benefits+ Medical Insurance Plan
A one-stop solution to help you manage your group medical policies. Let us protect your employees’ health with a comprehensive and quality coverage.
HSBC Life Benefits+ Life Insurance Plan
Customisable group life insurance solutions for all budgets and needs
General Insurance
Trade Credit Insurance
If you run a trading business and need to rely on credit for cash flow, then this could be the product for you.
Other Insurance Solutions
For more than 160 years, we have been supporting businesses of all sizes and shapes in Hong Kong. We understand that every business is unique. If you would like us to tailor make insurance solutions specifically for your business needs, do call us at 2748 8238 to discuss.
MPF
MPF
Simplify retirement planning with our pensions services teams and let us guide you through the process.